Do you need a reliable payment processing gateway for your website? Are you tired of overpaying for transactions fees? If an eCommerce website is part of your business, then give us a call today to discuss our online payment processing and to find out if we can save you money on your transaction fees.
Through Authorize.net, we offer a payment gateway that allows you to process credit cards and electronic check payments on your eCommerce website. You can be sure that we are providing you with the best solutions to help you grow your business online –whether you are a store with a website, an online merchant with an eBay store or with your own eCommerce website.
The MPS Difference for Online Payment Processing
We are committed to providing excellent customer service, and provide free setup, customer service and technical support. We try to stand out from our competitors because of the complete package of eCommerce processing products and services that we offer. We try to break the mold in the credit card processing industry with our integrity, honesty and commitment to our customers, including the following benefits:
- Accept a Variety of Payment Methods – Accept payments from all major credit cards, electronic checks, gift cards and signature debit cards.
- Manage Transactions Online — Using the Authorize.net Merchant Interface, you can monitor and control payments and refunds through your site.
- Fraud Prevention – Authorize.net includes value-added products and built-in fraud prevention tools that help you identify suspicious transactions.
- Security and Risk Management – Authorize.net stores sensitive data in a PCI-compliant data center, never on your computer, or your customer’s.
- Fast Payments – Your funds will be deposited into your merchant bank account withn days.
- Free Technical Support – Authorize.net provides live technical support and account support for merchants, as well as online documentation and user guides.
What is Authorize.net?
Authorize.Net is a Payment Gateway service that allows you to accept credit cards and electronic check payments. It is quick, easy, affordable and works with just about any shopping cart or ecommerce package, including custom-built solutions.
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Merchant Payment Services is offering merchants free point of sale credit card processing software. TotalPay Powered by Authorize.Net lets your Internet or mail order telephone order based businesses authorize, process, and manage credit card transactions with your online credit card processing software and hardware that is normally needed to process payments over the web. Authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a web browser. Automate credit card transactions directly from your web site, without complex hardware or software systems. Add an electronic check payment option to your web site or call center. Process credit card sales from any location with access to cellular service on almost any Internet-enabled handheld PDA (personal digital assistant) device.
The Authorize.Net credit card processing software, Virtual Terminal, is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. A virtual point of sale terminal replaces standard authorization terminals or POS software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales (MOTO).
Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It’s also much faster than standard dial-up authorization systems.
Businesses with an Authorize.Net account can simply access the Virtual Terminal through a secure Web site using any Web browser. After logging into their Authorize.Net account using a unique user ID and a password, merchants can access the complete range of Authorize.Net services — authorizations for purchases, credits and returns, status and activity reports, and much more.
To authorize credit card transactions, the merchant completes an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer’s bank using a secure, proprietary connection. When the process is complete — this takes around three seconds — the merchant receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to four business days.
Merchants can also check the status of transactions, automatically bill customers for recurring charges or run a variety of reports right from the Authorize.Net Virtual Credit Card Processing Terminal Software.
Authorize.NetTM WebLink is a secure online payment-processing system that allows Internet-based businesses to automate authorizations, process and manage credit card transactions directly from their Web site. There are no worries about the complicated software, hardware and expertise normally associated with enabling e-commerce. Authorize.Net acts as the credit card processing authorization payment gateway that interacts with a websites shopping cart.
WebLink works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from a merchant’s own secure transaction page, or it displays a customizable transaction page hosted on an Authorize.Net secure server, for the customer to fill out.
Merchants can check the status of transactions or run reports on past activity by going to the Authorize.Net Web site and logging on to their own password-protected Authorize.Net site. And online businesses can use the Authorize.Net Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.
Linking a merchant’s Web site to the Authorize.Net WebLink system is simple. The merchant’s Web site designer or developer simply inserts a few lines of HTML code (which we provide) onto the transaction page. Authorize.Net supports most available shopping cart software, so it integrates easily with most e-commerce credit card processing solutions.
The Authorize.net Process
- The merchant submits a credit card transaction to the Authorize.Net Payment Gateway on behalf of a customer via a secure connection from a web site, a retail location, a MOTO center or a wireless device.
- Authorize.Net receives the secure transaction information and passes it via a secure connection to the Merchant Bank’s Processor.
- The Merchant Bank’s Processor submits the transaction to the Credit Card Interchange (a network of financial entities that communicate to manage the processing, clearing, and settlement of credit card transactions).
- The Credit Card Interchange routes the transaction to the customer’s Credit Card Issuer.
- The Credit Card Issuer approves or declines the transaction based on the customer’s available funds and passes the transaction results, and if approved, the appropriate funds, back through the Credit Card Interchange.
- The Credit Card Interchange relays the transaction results to the Merchant Bank’s Processor.
- The Merchant Bank’s Processor relays the transaction results to Authorize.Net.
- Authorize.Net stores the transaction results and sends them to the customer and/or the merchant. This communication process averages three seconds or less!
- The Credit Card Interchange passes the appropriate funds for the transaction to the Merchant’s Bank, which then deposits funds into the merchant’s bank account. The funds are typically deposited into your primary bank account within two to four business days
If you conduct commerce on your website, and you are looking for an honest, trustworthy company that can provide you with an Authorize.net merchant account then give us a call today at 866-239-2541. If you can’t call right now, send us an email and one of our representatives will get in touch with you.
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